Accountancy and Bookkeeping Support for Cornish Businesses
Keeping on top of your finances is one of the most important parts of running a business, and one of the easiest to let slip. Whether you're a sole trader in Newquay just starting out, a limited company in St Austell looking for reliable ongoing support, or a growing business anywhere across Cornwall trying to stay on top of HMRC, we're here to make it straightforward. No jargon, no unnecessary complexity, just clear and practical financial support that keeps your business compliant and your mind at ease.
FreeAgent Accredited Partner
As a FreeAgent Accredited Partner, we're formally recognised for our knowledge and experience with the platform. That means you're getting bookkeeping support from someone who really knows how to use it properly.
Making Tax Digital Ready
MTD is changing how businesses report to HMRC and it's coming sooner than most people think. We'll get you set up, keep you compliant, and manage the whole process so you don't have to worry about it.
Fully Managed Bookkeeping
From VAT returns and payroll to year-end accounts and self-assessment, we handle the numbers so you can get on with running your business. Available for both sole traders and limited companies across Cornwall.
We're a FreeAgent Accredited Partner
Being a FreeAgent Accredited Partner isn't just a badge. It means we've been formally recognised for our expertise with the platform and are equipped to get the most out of it for our clients.
For you, that means your FreeAgent account is set up correctly from day one, your bookkeeping is accurate and properly structured, and everything is ready for VAT submissions, year-end accounts, and Making Tax Digital compliance. You also get ongoing support from someone who knows the platform inside out, so if you ever have a question or something doesn't look right, we can sort it quickly.
It's the difference between having software and actually using it well.
Bookkeeping for Sole Traders and Limited Companies
Keeping your books accurate and up to date is the foundation everything else is built on. We manage your day-to-day bookkeeping so your records are always in good shape, whether you're a one-person band or running a small team.
VAT Registration and Quarterly Submissions
Not sure if you need to be VAT registered, or already registered and struggling to keep on top of the returns? We'll handle the registration process if needed and take care of your quarterly submissions so nothing gets missed and you're never late.
Year-End Accounts Preparation
Year-end doesn't have to be stressful. We'll prepare your accounts accurately and on time, making sure everything is in order and your records are ready to submit. No last-minute panic, just a smooth process from start to finish.
Self-Assessment Tax Returns
Self-assessment is one of those things that creeps up on people every year. We'll take care of the whole thing for you, making sure your return is accurate, submitted on time, and that you're not paying more tax than you need to.
Payroll Including Pension Submissions
Running payroll correctly is more involved than a lot of business owners realise, especially once pension contributions come into play. We manage the full payroll process so your team gets paid on time and everything is reported to HMRC properly.
CIS Returns
If you work in the construction industry, CIS can add a whole extra layer of complexity to your finances. We handle CIS returns for contractors and subcontractors across Cornwall, making sure everything is reported correctly and on time.
Management Accounts
Management accounts give you a clear, regular picture of how your business is performing financially. We produce these in a format that's easy to understand and actually useful, so you can make informed decisions rather than relying on guesswork.
Business Start-Up Support
Starting a business in Cornwall and not sure where to begin with the financial side of things? We'll help you get set up properly from day one, from registering with HMRC to choosing the right software and understanding what records you need to keep.
FreeAgent Setup and Support
FreeAgent is one of the best accounting tools available for small businesses and sole traders. As an accredited partner, we'll set it up correctly for your business, show you how to use it day-to-day, and be on hand when you need help or something needs looking at.
Ongoing Business Mentoring and Advisory Support
Numbers tell a story, and we'll help you read it. Alongside the bookkeeping and compliance side of things, we offer ongoing advisory support to help you understand your finances, plan ahead, and make confident decisions about the future of your business.
Every Business We Work With Has a Story. Here Are a Few of Them, in Their Own Words.
Andrew has supported our business in a consultancy capacity for almost 12 months now. His approach to streamlining processes, increasing revenue as well as identifying areas where savings can be made has been critical to our company. Approachable, kind, funny and supportive are just some of the words we would use to describe Andrew, along with professional, knowledgable, organised and detail focussed! We are a business owned and operated by women and having a male perspective and energy come in and work alongside us has really allowed us to find solutions to challenges in a different way which has been brilliant!
That phrase, invaluable, is one we hear a lot when it comes to the accountancy side of things. Not because it's complicated, but because having it properly handled removes a stress that a lot of business owners have been carrying for years.
FreeAgent Accredited, Properly Set Up From Day One
As a FreeAgent Accredited Partner, we don't just point you at the software and leave you to it. We set it up correctly, tailor it to your business, and make sure it's working properly from the start. It means your bookkeeping is accurate, your submissions are reliable, and you're always ready for what HMRC needs.
Local Support for Cornwall Businesses
We work with sole traders and small businesses right across Cornwall, from Truro and Falmouth to St Austell, Newquay, and beyond. We understand the local business landscape, the seasonal pressures, and the challenges that come with running a small business in the South West.
More Than Just a Number Cruncher
Alongside the accountancy and bookkeeping, we offer real business insight. We'll help you understand what your numbers mean, plan for the future, and make smarter decisions. It's financial support that goes beyond compliance and actually helps your business grow.
This service is a great fit if you are:
- A sole trader or small business owner in Cornwall who wants reliable, affordable bookkeeping and accountancy support
- Someone who is self-employed and has been doing their own accounts but wants to hand it over to someone they can trust
- A business that is VAT registered, or approaching the VAT threshold, and needs proper support with submissions
- A contractor or subcontractor in the construction industry who needs help with CIS
- Anyone who has heard about Making Tax Digital and isn't sure what they need to do to prepare
- A new business in Cornwall that wants to get the financial side of things right from the very beginning
If any of that sounds familiar, let's have a conversation.
Frequently Asked Questions
I'm a sole trader in Cornwall. Do I really need a bookkeeper?
Not everyone does, but most sole traders find it's worth having someone handle the financial side once they start getting busier. It saves time, reduces stress, and means your records are accurate and compliant without you having to think about it. It also tends to pay for itself when it comes to things like self-assessment, where errors or missed allowances can be costly.
What is Making Tax Digital and does it affect me?
Making Tax Digital is a government initiative that requires businesses to keep digital records and submit tax information to HMRC quarterly rather than annually. It already applies to VAT-registered businesses and is being extended to income tax for sole traders and landlords. If you're not sure whether or when it applies to you, get in touch and we'll give you a straight answer.
Do I have to use FreeAgent or can I use a different system?
We recommend FreeAgent because it's one of the best tools available for small businesses and sole traders, and as an accredited partner we know it inside out. That said, if you're already using a different system and it's working well for you, we'll have a conversation about what makes the most sense rather than moving you for the sake of it.
What's the difference between bookkeeping and accountancy?
Bookkeeping is the day-to-day recording of your income and expenses, keeping your financial records accurate and up to date. Accountancy covers the bigger picture, things like preparing your year-end accounts, filing your tax return, and providing financial advice. We cover both, which means you get a joined-up service rather than having to deal with two separate people.
I've got behind on my books. Can you help me catch up?
Yes, and it's more common than you'd think. We'll work through what needs doing without any judgement and get everything back on track. Once things are up to date, we can put a proper system in place so it doesn't happen again.
What does CIS mean and do I need to worry about it?
CIS stands for the Construction Industry Scheme. If you work as a contractor or subcontractor in the construction industry, it affects how you pay and get paid, and there are specific returns that need to be submitted to HMRC. If you're in the trades and not sure whether CIS applies to you, get in touch and we'll talk you through it.